Teenage Alcohol Abuse: Cheap Car Insurance Quotes for Teenagers Can Easily Be Obtained

Statistical data provided shows that the number Teenagers are about 10 percent of the US Population but account for 12 percent all fatal accidents. Thus it is understandable that the insurance premium for this group is very high. This being said, cheap car insurance quotes for teenagers is a reality. Here are a few tips to help you in obtaining cheap auto insurance quotes and even ensuring your child’s safety.

? You need to talk and stress the benefits of a clean driving record – no traffic tickets, no speeding, no violations so that they can enjoy the cheap auto insurance quote now and in future.

? Buy them the car which has the safety features like air bags and brakes; this would qualify for a discount. Be sure to check the car insurance rate and the category the car belongs too before you buy it. Sports cars would fall in the high risk category.

? Encourage your teenager to take the graduated license course since they would qualify for a discount. These lessons help in ensuring that they have a better judgment and become mature drivers. Most of the states in USA have implemented the graduated licensing laws. The rules vary as per the state but they all have certain restrictions for driver’s safety. Some of the restrictions are 0 alcohol tolerance, vehicle occupant, and nighttime driving.

Secondly, they have to take an additional test after a specified time to have the restrictions waived. The recent study conducted by the: Insurance Institute for Highway Safety has revealed that where the graduated rating system was good the crash rate has decreased by 30%. Thus the insurance companies would be able to offer cheap car insurance quotes based on their good claims experience.

? Car insurance companies offer discount for good grades since this is associated with maturity and responsibility. These persons are less likely to break the rules and speed and thus prevent accidents.

? Low mileage use also ensures cheap teenager car insurance.

? Online discounts offered by insurance companies in lieu of their saving their operational costs.

? Your teenager should stay away from distractions like the cell-phones, gadgets and additional passengers. This would give them better concentration and less chances of accidents.

You can either add them to your own policy for a low rate or you can get them insured independently through an insurance company who specializes in teen car insurance. With the option of online availability of auto insurance quote you just need to plug in the required minimum information, without any hassles and within seconds you will get 5-6 options for free. Enjoy the freedom of your teenager being independent at the same time being safe added with the bonus savings of cheap car insurance quote. Buy them the dream car and check out for cheap car insurance quote. Remember that the insurance companies close their offers for cheap auto quote very soon.

 

 

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Tags: high school, alcohol abuse, addiction treatment, alcohol tolerance, binge drinking, drug abuse